Share Certificate
For just a minimum deposit of $1,000, make your money work even harder for you by putting it into a Share Certificate. Choose the term that works for you: 6 months, 1 year, 2 years, 3 years or 5 years. Or ladder your funds by purchasing a certificate at each term to vary the maturity dates for an even cash flow. The annual percentage yield is fixed and will be in effect for the term of the account. Dividends are credited back to the certificate or credited to regular shares on the last calendar day of the month.
| Term | Minimum Balance to Earn APY | Dividend Rate | APY** |
|---|---|---|---|
| 6 months | $1,000 | 4.41 | 4.50 |
| 1 Year | $1,000 | 4.17 | 4.25 |
| 18 months | $1,000 | 3.93 | 4.00 |
| 2 Years | $1,000 | 3.44 | 3.50 |
| 3 Years | $1,000 | 3.20 | 3.25 |
| 5 Years | $1,000 | 2.96 | 3.00 |
^The Annual Percentage Yield (APY) is accurate as of 12/01/2024 and may change at any time without notice. An early withdrawal penalty may be imposed for early withdrawal. Fees may reduce earnings.